Connect with title loan providers who look at your vehicle's equity, not just your credit score. Get the funds you need while maintaining use of your car.
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Fill out our secure form with your car's make, model, year, and mileage.
We match you with lenders who can appraise your vehicle digitally or over the phone.
Receive your funds via direct deposit and keep driving your car while you repay.*
Title loans use your vehicle as collateral, which can offer distinct advantages over unsecured personal loans.
Because the loan is secured by your car, lenders may be more flexible with credit scores.
Loan amounts are based on the value of your vehicle, allowing for potentially larger sums.
Without deep credit checks, the approval process is often faster than traditional bank loans.
You hand over the title (the paperwork), not the keys. You keep using your car daily.
While every lender in our network has their own criteria, most title loans require the following:
A title loan is not selling your car. It is borrowing against the value. Once you repay the loan in full, the lien is removed from your title.
Start Your RequestSee how much you could borrow based on your vehicle's potential value.
Estimated Payment
*Rates vary by state and credit profile. This estimation is not an offer of credit. Title loans can carry higher APRs.
Common questions about using your vehicle for secured funding.
No. In most title loan agreements, you continue to drive your vehicle daily. You only provide the physical title (the document proving ownership) to the lender as collateral until the loan is repaid.
Yes. Because the loan is secured by the value of your vehicle, lenders are often less concerned with your credit score and more focused on the equity in your car and your ability to make payments.
This depends on the appraised value of your vehicle and state regulations. Lenders typically offer a percentage of the car's wholesale value, which can range from $200 up to $50,000.
To qualify for a standard title loan, the car usually needs to be "lien-free" (paid off). However, some lenders offer refinancing options if you have very little left to pay on your existing auto loan.