Take control of your budget with installment loans designed for real life. Access the funds you need with fixed rates and terms that let you repay over time, not all at once.
Unlike payday loans which require full repayment by your next paycheck, an installment loan allows you to borrow a lump sum and repay it over a set period of scheduled payments. This structure offers predictability and easier budgeting.
Adjust the sliders to see how an installment plan fits your monthly budget.
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*For illustrative purposes only. Actual APR and terms depend on creditworthiness and state laws.
Because the payments are spread out, these loans are ideal for larger expenses or stabilizing your finances.
Combine high-interest credit card balances into one single, lower-stress monthly payment.
Consistent, on-time payments on an installment loan may help improve your credit score over time.
From engine failure to emergency dental work, cover costs that are too big to pay off in two weeks.
Common questions about securing longer-term funding.
Not necessarily. Our network includes lenders who specialize in assisting borrowers with bad credit or no credit history. They look at your ability to repay, not just your score.
Yes. In most cases, you can pay off your installment loan early without penalty, which can save you money on interest. Always check the specific terms of your loan agreement.
If approved, funds are typically deposited directly into your bank account as soon as the next business day.