Emergency Assistance

When unexpected costs arise,
secure your funds instantly.

Facing a financial hardship? We provide secure access to payday loan options for immediate relief. Safe, private, and fast funding when it matters most.

Get Started How it works

Secure & Confidential

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No Hidden Fees Transparent service

Emergency Funding in 3 Steps

Our process is designed for speed during stressful times.

1

Request Assistance

Complete a simple form regarding your financial emergency. We respect your privacy.

2

Get Approved

Receive an instant decision. We approve applications quickly so you don't have to wait.

3

Receive Funds

If approved, funds are deposited directly to your bank, often by the next business day.*

Understanding Payday Loans & Hardship Relief

What is a Payday Loan?

A payday loan is a short-term, unsecured loan designed to help individuals cover immediate expenses until their next paycheck. These funds are typically used for emergencies only, such as medical bills, urgent car repairs, or utility disconnect notices.

When to use Short-Term Funding

  • Preventing vehicle repossession
  • Urgent medical prescriptions
  • Critical home repairs (heating/water)
  • Avoiding overdraft or late fees

Our Commitment to Safety

Acorn America is dedicated to responsible borrowing. We partner with reputable lenders who must adhere to federal and state lending laws.

Read our Responsible Lending Policy →

Estimate Your Emergency Fund

Calculate potential costs for short-term relief.
(Figures are estimates only. Acorn America does not set rates.)

$500
Min: $100 Max: $2,500
2 Weeks
Min: 1 Week Max: 12 Weeks

Estimated Repayment

$ 575
Note: Payday loans often carry higher APRs due to their short-term nature. Rates are set by the lender.
Check Eligibility

Common Questions

Answers regarding emergency short-term funding.

I have bad credit. Can I still request funds?

Yes. We believe you are more than just a credit score. Our partners often assist people with less-than-perfect credit by looking at your income stability.

What is the maximum loan amount?

Loan amounts range from $200 up to $5,000 depending on your state regulations, income, and overall creditworthiness.

How fast can I get help?

Our online form takes minutes. If approved, funds are typically deposited into your account as soon as the next business day.

Get Started Today
AcornAmerica

For over a decade, Acorn America has been the bridge to better financial stability for thousands of Americans. We are committed to responsible lending and transparent terms that empower you to take control of your future.

IMPORTANT DISCLOSURES: This service is not available in all states. AcornAmerica.com is not a lender and does not make loan or credit decisions. We connect interested persons with a lender from our network of approved lenders.

APR Disclosure: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest and is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APRs vary ranging from 5.99% to 35.99% for personal loans.

*Funding Speed: Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

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