Privacy Policy

Affiliate Disclosure & Privacy Practices.

Last Updated: January 1, 2026

Important Notice:

Acorn America is an independent, advertising-supported affiliate website. We are not a lender, loan broker, or financial institution. We do not make credit decisions or issue loans. We connect consumers to third-party lenders and partners through affiliate links and embedded forms. We may receive compensation from these partners when you submit an application.

At Acorn America, we believe in transparency. This Privacy Policy explains our practices regarding your information when you visit https://acornamerica.com/ (the "Site") and our role as an affiliate marketer.

1. We Do Not Collect Personal Financial Data

Because we are an affiliate publisher and not a direct lender, our data collection practices are minimal:

  • Embedded Application Forms: The loan application form found on our website (specifically at https://acornamerica.com/application/) is an embedded tool hosted, managed, and secured entirely by a third-party affiliate network.
  • No Data Access: When you enter information into this form, the data is encrypted and transmitted directly to the third-party network's servers. Acorn America does not see, collect, store, or have access to your Social Security Number (SSN), bank details, or credit information.
  • Third-Party Responsibility: Any information you submit through these forms is subject to the privacy policy and security terms of the third-party provider, not Acorn America.

2. Affiliate Disclosure & Compensation

Acorn America participates in various affiliate marketing programs, which means we may get paid commissions on editorially chosen products purchased through our links to retailer sites.

  • Compensation: We receive compensation from the companies whose products we review or link to. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
  • No Endorsement of Terms: Our inclusion of a link or embedded form to a third-party lender does not constitute an endorsement of their specific loan terms, rates, or practices. You are responsible for reviewing the terms provided by the lender before accepting any loan.

3. Non-Personal Information (Log Data)

We automatically collect standard, non-personal technical information when you visit the Site for analytics purposes:

  • Log Files: Internet Protocol (IP) address, browser type, Internet Service Provider (ISP), and pages visited. This helps us understand our audience and improve our content.
  • Cookies: We use cookies to track affiliate referrals. This ensures that if you click a link and apply for a service, our partners know the referral came from us. This tracking is anonymous and does not contain your personal financial data.

4. Disclaimer: Not Financial Advice

The content published on Acorn America is for informational and educational purposes only. It is not intended to be a substitute for professional financial, legal, or tax advice. We are not responsible for any financial losses or damages resulting from your use of the information or links provided on this Site. Always consult with a qualified financial advisor before making decisions regarding loans or debt.

5. Third-Party Links & Embedded Services

Our Site serves as a portal to third-party financial services. Please be aware that:

  • Embedded Widgets: Even if you remain on an Acorn America URL (such as our application page), the interactive application form you see is "framed" or embedded from a third-party server. Your interaction with that form is legally and technically an interaction with that third party.
  • Different Policies: Third-party sites and embedded forms have their own privacy policies and security standards. We are not responsible for the protection and privacy of any information which you provide whilst interacting with these third-party tools.

6. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children.

7. Changes to This Privacy Policy

We reserve the right to modify this policy at any time. Changes will be posted on this page with an updated "Last Updated" date.

8. Contact Us

If you have questions regarding this Privacy Policy or our affiliate relationships, please contact us at:

Acorn America

Email: info@acornamerica.com

For over a decade, Acorn America has been the bridge to better financial stability for thousands of Americans. We are committed to responsible lending and transparent terms that empower you to take control of your future.

IMPORTANT DISCLOSURES: This service is not available in all states. AcornAmerica.com is not a lender and does not make loan or credit decisions. We connect interested persons with a lender from our network of approved lenders.

APR Disclosure: The Annual Percentage Rate (APR) is the rate at which your loan accrues interest and is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APRs vary ranging from 5.99% to 35.99% for personal loans.

*Funding Speed: Online approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next business day.

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